Zvikwereti zvisingaite: Chibvumirano chakabata pamitemo yeEU yekutengesa maNPL kune vechitatu mapato

Vatauri veParamende yeEuropean vakabvumirana neKanzuru pazviyero zvakafanana zveEU zvinoronga kutamiswa kwezvikwereti zvakashata kubva kumabhanga zvichienda kune vanotenga sekondari vachidzivirira kodzero dzevakwereta.

Vakurukuri venhaurirano vakabvumirana pamusoro pezvisungo zvinosungirirana zvemunyika dzese dziri nhengo. Vakaona kuti vanokwereta havasi kushata zvichitevera kuendeswa kwechibvumirano chavo chechikwereti uye nyika dzenhengo dzichakwanisa kuchengetedza kana kuunza mitemo yakasimba kuitira kuchengetedza vatengi.

Misika yechipiri yeNPLs

Matanho akabvumiranwa anokurudzira kusimudzirwa kwemisika yehunyanzvi yezvibvumirano zvechikwereti zvakapihwa pakutanga nemabhanga uye zvinokodzera sezvisingaite. Vechitatu mapato (vatengi vechikwereti) vanogona kutenga maNPL akadaro muEU yese. Vatengi vechikwereti (semuenzaniso mari yekudyara) havasi kugadzira chikwereti chitsva, asi kutenga maNPL aripo nenjodzi yavo. Naizvozvo, ivo havadi mvumo yakakosha asi vanozofanira kutevedzera mitemo yekudzivirira anokwereta.

Kutariswa kuunganidzwa kwezvikwereti

Vashandi vechikwereti vanhu vari pamutemo vanomiririra vatengi vechikwereti uye kutonga kodzero uye zvisungo pasi pechibvumirano chisingaiti chechikwereti chakadai sekuunganidza mubhadharo kana kutauriranazve nezvechibvumirano. Vatauriri veEP vakaita chokwadi chekuti vaizofanira kuwana mvumo uye vachitariswa nevakuru venhengo dzenhengo. Nyika dziri nhengo dzinofanirawo kuona kuti pane runyorwa rwemazuva ano rwunowanikwa neveruzhinji kana kuti rejista renyika revose vanokwereta. Kuti uchengetedze vatengi, vese vanotenga kiredhiti vanozove nechisungo chekuva nechikwereti sevhisi anogadzwa nenyika inotambira mapotfolio evatengi. Pamusoro pezvo, nyika yechitatu vanotenga kiredhiti vachazofanirawo kugadza kiredhiti servicer yeSMEs portfolio kuchengetedza mabhizinesi.

Kudzivirira vanokwereta

Iyo yunifomu yedziviriro yevakwereta vasingakwanise kubhadhara zvikwereti zvavo, yakabvumiranwa panguva yenhaurirano inoda vanotenga kiredhiti nevanokwereta masevhisi kuti vape ruzivo rwakakwana, kuremekedza uye kuchengetedza ruzivo rwemunhu uye kuvanzika kwevakwereta uye kurega chero kushungurudzwa, kumanikidza kana pesvedzero isina kufanira.

Pamberi pekuunganidza kwechikwereti chekutanga, mukwereti achavawo nekodzero yekuziviswa nenzira yakajeka uye inonzwisisika pabepa kana imwe nzira yakasimba maererano nekuendeswa kwekodzero dzemukwereti. Ruzivo urwu runofanira kusanganisira zuva rekuchinjisa, kuzivikanwa, ruzivo rwekufonera uye mvumo yemushandi wechikwereti kana mupi webasa rechikwereti, pamwe neruzivo rwakadzama pamusoro pemari inofanirwa nemukwereti. Pamusoro pezvo, mukwereti anofanira kuziviswa kwaanogona kuendesa zvichemo.

Esther de Lange (EPP, NL), mubatsiri, akati: "Kuzorodza kukuru kuti tinogona kuenderera mberi nebasa rekugadzirisa dambudziko rezvikwereti zvisingaite zvakabatwa nemabhangi. Chibvumirano neChishanu manheru chinogona kutibatsira kudzivirira kudzikira kwehupfumi panguva yekorona-dambudziko kubva pakushanduka kuita dambudziko idzva rekubhanga. Murairo uyu uchagadzira musika wechipiri wekuEurope wezvikwereti zvine dambudziko uye panguva imwe chete ive nechokwadi chekuti vanhu vatora zvikwereti izvi vanobatwa zvakanaka. "

MEPs dzakava nechokwadi chekuti vanokwereta havafanirwe kunge vakaipisisa zvichitevera kutamiswa kwechibvumirano chavo chechikwereti. Kuti izvi zviitike, muripo uye zvirango zvinobhadhariswa nevashandi zvinosanganisira mari yekufambisa hazvigone kuchinja kana chero imwe mari inowedzerwa kunze kwekune chekuita nechibvumirano chechikwereti. Zvakare, kondirakiti nezvisungo pakati pemukwereti wechikwereti kune mutengi wechikwereti hazvifanirwe kuchinjwa nekuburitswa kwechikwereti sevhisi.

Irene Tinagli (S&D, IT), sachigaro weECON uye co-rapporteur, akati: "Nemurairo uyu tinojekesa kuti kuvandudzwa kwemusika chaiwo, unoshanda uye wakanyatsogadziriswa weEuropean musika weNPLs kunofanirwa kufambirana nekuedza kwese kunobvira kuburikidza. vakweretesi kuti vaite kiredhiti kuita zvakare, uye yakakwirira inogoneka mwero wekudzivirira kune vanokwereta. Izvi zvakatonyanya kukosha izvozvi kana tichiri kutakura mhedzisiro yeCOVID-19 denda; hatigoni kuisa pangozi kuti kupora kuve pangozi nezvisarudzo zvinoranga mhuri nemafemu. "

Pakupedzisira, vatauri vakabvumirana kuti vatarise mamiriro emunhu anokwereta senge chibatiso chakabatana neimba yekugara uye kugona kubhadhara chikwereti uchifunga nezve matanho. Matanho akadaro anogona kusanganisira kudzoreredza mari kwechibvumirano chechikwereti, kugadzirisa zvirevo zvechibvumirano, kuwedzera mamiriro echikwereti, kushandurwa kwemari, nedzimwe nzira dzekufambisa kubhadhara. Nyika dziri nhengo dzinogona kushandisa nhanho dzinoshanda zvakanyanya kune vanokwereta pasi pehurumende dzenyika asi dzinofanirwa kuve nematanho akakodzera padanho renyika.

kumashure

Kugadzirisa kuunganidzwa kweramangwana kweZvikwereti Zvisingaite (NPLs) kwakakosha pakusimbisa Banking Union uye kuve nechokwadi chekukwikwidza mumabhanga, pamwe nekuchengetedza kugadzikana kwemari uye kukurudzira mabhanga kukweretesa kuitira kuti vagadzire mabasa, kukurudzira kukura, uye kutsigira. post-COVID-19 kupora muEU.

MaNPLs anowanzo kutsanangurwa sezvikwereti zvingave zvinopfuura mazuva makumi mapfumbamwe apfuura, kana zvisingaite kuti zvibhadharwe zvizere.

Matanho anotevera

Paramende, Kanzuru neKomisheni vava kushanda pahunyanzvi hwezvinhu zvechinyorwa. Mushure mezvo, chibvumirano chinofanirwa kubvumidzwa neKomiti yezvehupfumi nezvemari uye Paramende yese.

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