Nyanzvi yemitero inoti iyi chikanganiso chimwe chete chinodhura expats zviuru gore rega rega: Heino maitiro ekuzvidzivirira

Kutarisira kamwe chete usati waenda kunze kwenyika kunogona kupedza mari yako, uye nhanho iri nyore yekuzvidzivirira, inonyora Expat Mutero Thailand, www.expattaxthailand.com.

Nheyo dzinokosha:

• Expat mutero nyanzvi inoratidza kukanganisa kunodhura kunoita zviuru zvisati zvaenda kunze kwenyika, uye zviri nyore kudzivirira kupfuura zvaunofunga.
• Nyanzvi inotsanangura kuti nei kuronga nguva yako yekufamba nemavhiki mashoma zvichireva mutsauko pakati pekuchengeta mari yako uye kurasikirwa nezviuru.
• Nyanzvi yemitero inogovera matanho akakosha kuchengetedza mari yako usati watamira mhiri kwemakungwa

Vanhu vakawanda kupfuura kare vari kurongedza mabhegi avo vakananga kunze kwenyika. Ingave yebasa, pamudyandigere, kana kutanga patsva, hupenyu hwekunze hauna kumbobvira hwanyanya kunakidza. Rusununguko, rwendo, mukana wekuzvivandudza mune imwe nyika ... hazvishamisi kuti mamirioni ari kutora mukana.

Asi heino dambudziko: gore rega rega, vasingaverengeki expats vanoona zviuru zvichitsvedza neminwe yavo. Kwete nekuda kwerombo rakaipa kana sarudzo dzisina kunaka dzemari, asi nekuda kwekutarisa kuri nyore vasati vatombokwira ndege.

Chikanganiso chacho? Kuenda kunze kwenyika pasina kuronga mutero kwakanaka.

“Vanhu vanoisa pfungwa dzavo pamavhiza, pokugara, uye kudzidza mutauro weko,” anotsanangura kudaro Carl Turner, muvambi mubatanidzwa wesangano. Expat Mutero Thailand, basa rekuraira mutero rinobatsira vanobuda kunze kwenyika kuti vanzwisise zvavanofanira kuita muThailand. "Asi havatarise zvachose kuti zuva ravo rekufamba, kutamiswa kwezvinhu, uye marongero emari zvichakanganisa sei bhiri ravo remutero. Pavanozoziva, nguva yapera kugadzirisa."

Pazasi, Carl anoratidza kuti nei kutarisa uku kuchidhura, uye zvaunofanira kuita usati watama kuchengetedza mari yako.

Sei kufamba pasina nyanzvi kuronga mutero kunodhura zvakanyanya

Apo vanhu vazhinji vanoronga kutamira kune dzimwe nyika, vanofunga nezvezvinoshanda: kuwana nzvimbo yekugara, kutumira zvinhu, kuronga mavhiza. Kuronga mutero hakuwanzoita rondedzero. Asi kutarisa uku kunogona kudhura.

“Ndakaona vanhu vachirasikirwa nemazana ezviuru zvemadhora nekuda kwekuti vakatama mavhiki maviri pamberi pezvavaifanira kuita kana kuti havana kutengesa zvimwe zvinhu vasati vatama izvo zvaizovachengetera mari nekuda kwemitemo yemitero yakasiyana,” anodaro Carl. “Kana kuti vakatengesa zvinhu panguva isiri iyo.

Dambudziko nderekuti mitemo yemitero haina kurongeka zvakanaka kuyambuka miganhu. Nyika imwe neimwe ine gore rayo remutero, mitemo yekugara, kusasunungurwa, uye mabatirwo akasarudzika ezvinhu senge pekugara, penjeni, uye mari inodiwa nemutero. Chinhu chisina mutero zvachose mune imwe nyika chinogona kubhadhariswa mutero wakazara nguva yaunogara kune imwe nzvimbo.

Nguva yekufamba kwako zvakaipa, uye unogona kuzviwana uchibhadhara mutero munyika yako itsva pakutengesa midziyo ingadai yakasunungurwa kana ikatengeswa usati waenda. Saizvozvo, kurasa kana kutamisa mari mushure mekunge wasvika kunogona kukonzeresa kuwana mutero wemari nekuda kwekuti nyika yako itsva haioni zviyero zvakafanana zvawakafarira kumba.

Nepo chokwadi “mutero kaviri” uchiwanzo kudzivirirwa kana Chibvumirano cheDouble Taxation Agreement (DTA) chiripo, chinodaro. anogona zviri kuitika kana zviripo hapana chibvumirano chiripo, kana kuti nyika mbiri idzi dzikaronga mari yacho zvakasiyana kana kushandisa zororo nenzira dzinopokana. Mune mamwe mazwi, nguva yekufamba kwako inogona kuona kana kutengeserana kuri kuita mutero, kana kudhura zvisingatarisirwi.

Migumisiro yakajairika yekusaronga zvakanaka

Kukanganisa kwemari kwekufamba pasina kuronga mutero kunopfuura kungobhadhara mutero chete. Carl anotsanangura zvinogona kuitika:

• Mutero Kaviri: Unogona kupedzisira wabhadhara mutero pamari yakafanana munyika mbiri idzi. Kunyange zvibvumirano zvemitero zviripo kudzivirira izvi, kukumbira rubatsiro kunoda mapepa, nguva, uye kazhinji rubatsiro rwenyanzvi, zvose zvinodhura zvinowedzera nokukurumidza.
• Kurasikirwa Nezvibvumirano Zvisina Mutero: Maexpats kazhinji haazive kuti ane capital gains allowances, dividend allowances, uye ega ega mari yekuchengeta munyika yavo. Vashandise zvine hungwaru usati watama, uye unogona kudzivirira mari yakawanda kubva pamutero. Vatambise, uye uri kubhadhara mutero wawanga usingade.
• Unexpected Tax Residency: Dzimwe nyika dzine mitemo yakasiyana pamusoro pekuti kana wava mutero wekugara. Iwe unogona kufunga kuti hausati uri mutero weThai mugari nekuti wangove nemwedzi mishoma uripo, asi kana wapedza mazuva anopfuura zana nemakumi masere mugore remutero, uri wegore rose rekarenda. Izvo zvinoshandura zvese maererano nemari inobhadharwa mutero uye kupi.
• Matambudziko emudyandigere: Kuenda kunze kwenyika kunogona kukanganisa penjeni yako nenzira dzausingatarisiri. Dzimwe nyika kunyange mutero UK pension kutanga lump sums (PCLS); vamwe havadaro. Kuwana zano usati watama zvinoreva kuti unogona kuronga zvinhu nemazvo kubva pakutanga.
• Mapepa Anoshanda Mutero Haagari Asina Mutero Kune Dzimwe Nyika: Vazhinji veku UK expats vanofungidzira ISAs, LISAs, uye mamwe-anoshanda mutero maakaundi anogara asina mutero kana achienda mhiri kwemakungwa. Havadaro. Kana ukangove mutero wekugara kune imwe nzvimbo, nyika itsva inogona kubhadhara mari uye inowanikwa mukati mezviputi izvi. Kunzwisisa izvi usati wafamba (uye kuronga nguva chero yekutengesa kana kubvisa nenzira kwayo) kunogona kukudzivirira kubva pakushandura mari isingabhadharisi mutero kuita mutero.

“Nyaya dzakaipisisa dzandinoona vanhu vakatotama uye vari kuedza kugadzirisa zvinhu nenzira yakare,” anodaro Carl. “Dzimwe nguva tinogona kubatsira, asi kazhinji kukuvadzwa kunoitwa.

Mashoko akanaka? Zvose izvi zvinodziviswa. Kuronga mutero wehunyanzvi usati watama, kunyangwe mwedzi mishoma zvisati zvaitika, zvinokupa nguva yekuronga mari yako nemazvo, nguva yekufamba kwako nemazvo, uye kushandisa zvakanyanya mari yekubvumidza uye yekuzorora.

Carl Turner, Co-muvambi weExpat Mutero Thailand, akati:

"Kana zvasvika pakuchengetedza mari yako sewekunze, zvese zvine chekuita nekuronga usati watama, kwete mushure." Tanga nekutaura kune chipangamazano wemutero anonzwisisa zvese zviri zviviri nyika yako yekumusha nemitemo yenyika yekwauchaenda, ingangoita mwedzi mitatu kusvika mitanhatu zuva rako rekutama risati rasvika.

“Chengeta marekodhi akadzama enguva yako munyika imwe neimwe, pawakatama, uye nguva yawakatamisa zvinhu.

"Usafunga kuti zvibvumirano zvemitero zvinongokudzivirira iwe pachako. Kazhinji unoda kushingaira kukumbira rubatsiro. Uye yeuka, mamiriro ose ekunze akasiyana. Zvakashanda kushamwari yako zvingasashanda kwauri. Wana mazano emunhu zvichienderana nemamiriro ako chaiwo."

Nezve Expat Mutero Thailand

Expat Mutero Thailand izano remutero uye sevhisi yekufambisa yakarongedzerwa kune vanobva kune dzimwe nyika vanogara muThailand, ichipa nhungamiro yakajeka pamusoro pezvisungo zvemutero zveThai. Ivo vanobatsira vatengi kunzwisisa, kutevedzera, uye kukwidziridza zvinzvimbo zvavo zvemutero, kubva kune nyore kusvika kune yakaoma nyaya, kuburikidza yakachengeteka online papuratifomu. Masevhisi avo anosanganisira akakosha, akabatsirwa, uye nyanzvi mutero faira, pamwe nehurongwa hwekuronga mutero, kuronga zvivakwa, uye cryptocurrency kutevedzera. Ivo vanovimbisa yakasarudzika, yekutaura Chirungu, inopindura tsigiro neakasimirirwa Thai maakaunzi ane hunyanzvi mumutero weexpat.

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