European Commission's Banking Package 2021 inoda kuwana chiyero chakakodzera chekuratidzira zvirinani hupfumi hweEU nemabhangi.

*European Commission's Banking Package 2021 inoda kuwana chiyero chakakodzera
kuitira kuratidza zvirinani izvo zvehupfumi hweEU nemabhangi*

*Mupfungwa yakagamuchirwa panguva yayo yaKurume plenary, iyo European Economic uye
Social Committee (EESC) yakagamuchira chirevo cheEuropean Commission (EC) ku
shandisa izvo zvakasara zveBasel III zvepasi rose zviyero
muEU. Chinangwa ndechekusimbisa kusimba kwechikamu chebhanga
nepo ichiona kuti inoramba ichipa mari basa rehupfumi uye kukura.
Asi EESC inodaidzirawo kuEC kuti iwane kuenzana kwakakodzera pakati pekutendeka
kuita, uye kukosha kwekuratidzira hunhu hwehupfumi hweEU
uye mabhanga. *

Iyo EESC inogamuchira chirevo chitsva chemutemo pane zvinodiwa nehungwaru
kune masangano echikwereti, asi anoti inofanirwa kuenzana pakati pekuona
kuti mabhanga eEU anowedzera kusimba, uye kuti chikamu chine mari
inonzwika uye inokwikwidza zvakakwana kuti ikwanise kuwana mari yehupfumi chaihwo. The
chirevo chinofanirawo kuwedzera mitemo yezvino, kuramba ichidzivirira
kunyanya kutora njodzi, kukwidziridza uye maitiro ekufungidzira. Periodical
ongororo dzekukanganisa kwayo chaiko dzinoda kuitwa. Uyezve, the
Komiti inotambira maitiro eEC ekusimbisa kutarisa
Zvakatipoteredza, Zvemagariro uye Kutonga (ESG) njodzi, asiwo basa re
European Banking Authority (EBA), kunyatsoongorora zvakatipoteredza zvemabhanga
njodzi uye nzira yavo yemari yekuchinja kwegirinhi. Pakupedzisira, the
EESC inokumbira EBA kuti ikurumidze basa rayo rekuongorora pambiru imwe
hwaro, nekusimbisa nhamburiko dzayo dzekugadzirisa zvinokanganisa mu
ikozvino ESG inoburitsa paEU level.

Mutori wenhau weEESC *Bogdan Preda* anoti:* "Iyo New Banking Package 2021 ndiyo
pamwe imwe yeakanyanya tekinoroji uye akaomeswa dossiers ane chekuita ne
indasitiri yemabhanga kuti yakambove negakava paEESC, ine chinangwa chekusimudzira
musika wezvemari muEU uye nekudaro kuchengetedza zvido zve
Vagari vekuEurope nekusavaisa pachena kune njodzi dzemari dzakawedzerwa. As
Rapporteur kune iyi pfungwa yakakakavadzana mumwedzi yapfuura uye
muvhiki yekutanga yekurwisa kweRussia muUkraine, izvo zvingangoita
shandura zvakanyanya mamiriro ehupfumi hweEurope kunyanya maererano ne
magetsi madhiri, ndinofanira kutaura kuti ichave inonyanya kufarira kutevera
mabhanga eEU nehurumende vachakwanisa sei kubata nedambudziko re
kuchengetedza kugadzikana kwemusika, panguva imwechete kushandisa iyo
zvinhu zvakasara zveBasel III prudential capital zvinodiwa".

*Kuti ndiwane chiyero*

Komiti inobvuma kuti EU inoda mitemo yekuiitira
matambudziko (kureva kupora, uye shanduko yegirinhi neyedhijitari),
chaiwo maitiro (chikwereti chebhangi ndiyo nzira huru yekubhadhara mari
yehupfumi), uye zvishuvo (a Capital Markets Union uye iyo Green
Deal). Kuitwa kwakatendeka asi kwakanaka kwezvinhu zvakasara zve
Basel III zviyero zvakakosha kudzikamisa njodzi yekutonga arbitrage
uye kugadzira chivimbo uye kufanotaura kune vanoisa mari uye vanodzora.

Kune rimwe divi, zvakakosha kuti vagari vekuEurope uye vateresi
haisi kuratidzwa kune njodzi dzakawedzerwa dzedambudziko remusika wezvemari.
Kugadzikana kwemusika wezvemari chinhu chakakosha chinodiwa kune hupfumi hwese
kugadzikana uye, naizvozvo, mune zvido zvevanhu vose. Inzwi
kudzora uye kutariswa kwebhangi chikamu chekudzivirira kutyisidzira kwe
mhirizhonga uye dambudziko kwakakosha, nepo prudential capital zvinodiwa
zvinobatsira mukudzivirira kushandiswa kwemari yehurumende mukununura mabhanga mukati
kushungurudzika.

Naizvozvo, EESC inodaidzira kuEC kuti iwedzere kuongorora iyo chaiyo
maitiro emabhangi eEurope. Komisheni inofanirwa kuona kuti mutemo uripo
zvikumbiro zvinowana chiyero chakakodzera pakati pekushandiswa kweBasel III,
uye kudiwa kwekuisa mberi zvigadziriso kuratidza izvo chaizvo zve
zvese hupfumi hweEU nemabhanga eEU.

Mukuwedzera, Komiti inosimbirira kuti mutemo mutsva haufanirwe chete
chengetedza kugadzikana kwemusika wezvemari, asi hazvifanirwe kutungamira kune
kuwedzera kusingagoneki kwemari inodiwa kumabhangi eEU. EESC inobvunza
iyo EC kuti ive nechokwadi chekuti kukanganisa pane zvinodiwa capital, kusanganisira pa
mabhanga madiki emubatanidzwa uye mabhangi madiki, haana kunyanya kuremedza uye zvakadaro
haifanirwe kukanganisa kukwikwidza kwavo, ukuwo uchitarisira kuve nechokwadi
kugadzikana kwemusika wemari.

*The ESGs*

Misika yemari inogona uye inofanirwa kutsigira nekusimudzira shanduko kune a
hupfumi hwakasimba uye hwakasvibirira. Zvisinei, chikamu chebhangi hachikwanisi
unza iyi shanduko inogara kwenguva refu chete. Industrial policy uye
EU yakakodzera uye mitemo yenyika inofanirwa kunyatsoenderana
kusimudzira mikana yekudyara inoenderera. Vanofanira kudaro
kupesvedzera kugoverwa kwezviwanikwa zvehupfumi munzira iyi, asiwo
bvisa rubatsiro rwemafuta efossil uye kuyananisa zvinangwa zvemamiriro ekunze nemagariro
zvinoda.

Nechikonzero ichi, EESC inogamuchira kusimbiswa kweESG (Environmental,
Zvemagariro neHutongi) zvine chekuita nezviga muzvirongwa zvemutemo. Izvo zvakare
inodaidza EC kuti ijekese kushanda kwezvisungo maererano
masimba evatariri.

Pamusoro pezvo, iyo EESC inogamuchira ESG kuburitsa basa kubva kuEuropean
Banking Authority ine chinangwa chekuongorora zvakanaka njodzi dzemabhanga kwezvakatipoteredza
uye hurongwa hwavo hwemari hwekushandura kune net-zero carbon economy.
Komiti inodaidzirawo EBA kuti ikurumidze kuita basa rekuongorora
iyo Pillar One framework, kuona kana inobata zvakakwana
akasiyana maitiro enjodzi dzemamiriro ekunze.

Pakupedzisira, EESC inokumbira EBA kuti isimbise kuedza kwayo kugadzirisa
kukanganisa mune yazvino ESG kuburitswa paEU level, kusanganisira pa
fossil-ine chekuita nemafuta uye midziyo iri pasi pemamiriro ekunze asingaperi uye akaomarara
shandura zviitiko. Pfungwa ndeyekukurudzira kuwedzera kwakanyanya mu
nzira dzemari dzemabhanga dzakasimba.

*

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