MEPs yakachengeteka dhizaini kune cap kadhi yekubhadhara mari

Mari dzinobhadhariswa vatengesi nemabhanga kuti vagadzirise mabhadharo evatengi dzinofanirwa kuiswa pasi pemitemo yeyunifomu muEU zvichitevera chibvumirano chakaitwa nekomiti yezvehupfumi nezvemari nevamiriri veKanzuru neChitatu (17 Zvita). Iyo cap yaizoshanda kune ese ari maviri-mumuganhu uye epamba-yakavakirwa kadhi kubhadhara uye inofanirwa kuguma nemitengo yakaderera yevatengi.

Mari yekuchinjana yekubhadhara kwakavakirwa kadhi, inobhadharwa nebhangi remutengesi kubhangi rakabudisa kadhi, haisi pachena uye inosiyana pakati penyika dzeEU, apo dzimwe nguva dziri pasi pemutemo uye mune dzimwe sarudzo nevakuru vemakwikwi enyika.

Mari idzi dzinobhadhariswa nemabhanga ezvirongwa zvemakadhi zvakaita seVisa neMasterCard (zvinonzi zvirongwa zvemapato mana, zvinosanganisira bhanga rinoburitsa, bhanga revatengesi, mutengesi nemushandisi wemakadhi) izvo pamwe chete zvinodzora chikamu cheshumba pamusika. Vatengesi vanobhadhariswa pane yega yega dhizaini yekadhi uye vanowedzera mutengo kumitengo yezvinhu kana masevhisi avanopa.

Fees yakavharwa

Pakuchinjisa kiredhiti kadhi redhibhiti chivharo chakabvumiranwa i0.2% yemutengo wekutengesa. Nezvekutengeserana mudzimba, nyika dzenhengo dzinogona kuisa chivharo che 0.2% kune yegore yakayerwa avhareji yekutengeserana kukosha kwezvese kutengeserana mudzimba mukati mechirongwa chemakadhi.

Vari munhaurirano dzeParamende vakaita chokwadi chekuti hurongwa hwekushandisa chivharo paavhareji yakayerwa huchashanda kwemakore mashanu chete. Mushure mezvo, mari yekuchinjana yekutengeserana kwepamba ichave iri pasi pehutongi huri nyore, hwakajeka apo chivharo chekutengeserana kwepamba chiri 0.2% yemutengo wekutengesa, kana kuiswa pamubhadharo wakatemwa weanopfuura masendi mashanu pakutengeserana.

Nekutengeserana kwekadhi rechikwereti, mapato akabvumirana kuvhara mubhadharo pa 0.3% yemutengo wekutengesa.

Zvivharo izvi zvichatanga kushanda mwedzi mitanhatu mushure mekunge mutemo watanga kushanda.

Mitengo yakaderera yemunhu wese

Nhasi vatengesi vanowanzosungirwa kugamuchira makadhi ese mune chero akapihwa kadhi chirongwa, kunyangwe ivo vangangoda kugamuchira chete avo vane mari shoma.

Pasi pemitemo mitsva vatengesi vangave vakasununguka kusarudza makadhi ekugamuchira, kunze kwekunge ari pasi pemubhadharo wakafanana wekuchinjana, kutevedzera zvivharo zvakaiswa pasi pemitemo iyi.

Kunyangwe rusununguko rwemutengi wekusarudza kadhi rekubhadhara rekushandisa rinogona kuganhurirwa kana vatengesi vakashandisa kodzero iyi, miripo yakaderera inofanira kushandura mumitengo yakaderera kune wese munhu.

Vatauri venhaurirano vakabvumiranawo kuti mitemo mitsva haifanirwe kushanda kune anonzi matatu-party makadhi zvirongwa seDiners neAmerican Express (inosanganisira bhangi rimwe chete) chero kadhi rakapihwa uye kugadziriswa mukati mechirongwa chimwe chete. Makadhi ekutengesa anoshandiswa chete pamari yebhizinesi angaregererwawo kubva pamitemo mitsva.

Mumakore matatu, mitemo ichashanda zvakare kuchirongwa chemakadhi matatu-mapato anobvumidza mamwe mapato kuti abudise makadhi uye nekudaro ashande sezvirongwa zvemapato mana, kuitira kudzivirira makwikwi asina kunaka mukufamba kwenguva.

Matanho anotevera

Chibvumirano ichi chichiri kufanirwa kutsigirwa nenyika dziri muEU uye neEconomic and Monetary Affairs Committee, isati yavhota neParamende yakazara gore rinouya.

Chirevo cheVisa Europe

"Tinogamuchira chokwadi chekuti chibvumirano chaitwa pakati peKanzuru neParamende yeEuropean uye kuti indasitiri tichakwanisa kuenderera mberi nekujekesa nezveramangwana revatambi vese. Zvakakosha kuve nechokwadi kuti mutemo unoitwa nekukurumidza uye nemazvo. .

"Murau uyu uchange uine simba guru kune indasitiri uye uchada kugadziriswa kukuru. Tinoramba tichinetseka zvakanyanya kuti mutemo uchava nemigumisiro isingatarisirwi, kunyanya kune vatengi, uye inogona kukanganisa hutsva hwemangwana.

"Sarudzo yekugumisa iyo inonzi Honor All Cards mutemo kunyanya ichareva kuti ruzivo rwekutenga kune vatengi runogona kukanganisa zvakanyanya kana vasina chokwadi chekuti kadhi ravo richagamuchirwa here. Nekuda kweizvi, pane njodzi chaiyo yekuti vatengi vanogona dzokera kunzira dzekubhadhara dzisina kunyatsoshanda uye dzisina kuchengetedzwa zvakanyanya semari.

“Vatengesi vakaedza zvakasimba kuti vatevedzere mutemo uyu saka tinovadaidza kuti vaone kuti vaendesa mari yese kuvatengi. Humbowo hwakamboitika kune dzimwe nyika dzakaita seAustralia neUSA hunoratidza kuti mitengo haina kudzikiswa. Zvakaitika kunyika idzi mu Chokwadi chinoratidza kuti vatengi vanozonyanya kuipa nekuda kwemitengo yakakwira kadhi.

"Pamusoro pezvo, pane kutyisidzira kwechokwadi kuti hunyanzvi hwekuvandudza huchadzvanyirirwa nekushaikwa kwemari kumabhanga kuti aise mari mune ramangwana. Izvi zvinogona kukanganisa kuenderera mberi kwekutapurirwa kwevasina contact uye nokudaro kugoneswa kwekubhadhara kwenharembozha.

"Zvinoshungurudza zvikuru kuti zvirongwa zvemapato matatu zvakabviswa mumutemo uyu. Kunyanya, kubvumira zvirongwa zvemapato matatu kupa marezenisi makadhi avo kune vanovapa makadhi kwemakore matatu kunotyisidzira kukanganisa zvakanyanya musika nekuda kwezvirongwa izvo zvinodhura zvakanyanya kuti vatengesi vagamuchire uye vanoshanda nemari inonyatso dzokorora kuchinjana.

"Pamusoro penyaya yakanaka, zvinokurudzira kuti pane kuchinjika kwekushandisa mavhareji akaremerwa ekutenga madhibhiti epamba kuitira kuti kutengeserana kwakachengeteka kugone kukurudzirwa uye kuti pawanikwe mhinduro dzakakodzera dzekukurudzira mabhadhare echizvino-zvino sekubhadhara pasina contact. mabhizimisi kuti makadhi ekutengeserana akabviswa mumutemo. Zvinofadzawo kuti chirevo chekusimbisa kupatsanurwa kwepamutemo pakati pezvirongwa zvemakadhi uye kugadzirisa chakabviswa. Hapana humbowo hwakapiwa hunoratidza kubatsira kwekuparadzana uku. "

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